Services

What we offer

Invoice Discounting
Purchase Order Funding
Bridge Financing
Short term loans
Collateral Finance

HOW TO APPLY FOR PO FUNDING

We offer specialized funding solutions for Purchase Orders emanating from government departments, municipalities, parastatals, and JSE-listed institutions.

Our funding parameters are as follows

Minimum Purchase Order value: R250,000
Maximum funding value per order: R250 million

To initiate the funding process, please adhere to the following steps

Submit the Purchase Order, accompanied by the supplier’s quotation and your certified CSD report.
Our team will respond with a comprehensive term sheet and proposal, outlining the applicable interest rate (ranging from 15% to 35% per annum).
Upon execution of the term sheet, we will proceed to send the contract documentation and facilitate bank ceding.
Funds will be disbursed directly to the goods manufacturer, ensuring a seamless and efficient transaction.

Our funding solutions are tailored to meet the unique needs of our clients, and our team is committed to delivering exceptional service and support throughout the entire process.

HOW TO APPLY FOR INVOICE DISCOUNTING

Unlock the value of your accounts receivable with our invoice discounting solution. This innovative financing option enables you to accelerate cash flow and access funds tied up in outstanding invoices.

Eligibility criteria

Minimum invoice value: R1,250,000.00
Maximum invoice value: R500,000,000.00

To initiate the invoice discounting process, please follow these steps

Submit the invoice, accompanied by the letter of appointment or purchase order, and your certified CSD report.
Our team will respond with a comprehensive term sheet and proposal, outlining the applicable interest rate and terms.
Upon execution of the term sheet, we will proceed to send the contract documentation and facilitate bank ceding.
Funds will be disbursed directly to the supplier, ensuring a seamless and efficient transaction.

By leveraging our invoice discounting solution, you can optimize your cash flow, reduce funding constraints, and drive business growth.

SHORT TERM LOANS

Our Short-term loans offer a convenient and flexible financing solution for businesses and individuals seeking to address immediate financial need

The loans provided

Quick access to funds
Flexible repayment terms
Less stringent requirements

Short-term loans are ideal for

Managing cash flow and working capital.
Covering unexpected expenses and financial contingencies.
Taking advantage of strategic opportunities and business growth initiatives
Bridging the gap between accounts receivable and payable By leveraging short-term loans can.
Optimize their financial performance
Enhance their liquidity and cash flow management
Achieve their short-term goals and objectives

Our short-term loan solutions are designed to provide prompt and efficient access to funds, ensuring our clients can navigate financial challenges with confidence and achieve their business aspirations.

BRIDGE FINANCING

Our bridge financing solutions provide a vital conduit between your current financial position and the point at which your business can secure permanent financing.

Key advantages of our bridge financing include

Addressing immediate financial needs and requirements
Capitalizing on strategic opportunities as they arise
Mitigating the impact of unexpected expenses and financial contingencies

Benefits

Expedited access to funds, enabling timely decision-making and prompt action
Flexible terms and structures, tailored to meet the unique needs of your business
Less stringent requirements, facilitating a more seamless and efficient application process

Our bridge financing solutions are ideally suited for

Real estate development projects and ventures
Business expansion and growth initiatives
Mergers and acquisitions, and related financial activities

Financial emergencies and crisis management situations By leveraging our bridge financing solutions, businesses can effectively navigate short-term financial challenges and achieve their long-term strategic objectives

COLLETERAL LOANS

Our Collateral loans offer a secure financing solution for businesses and individuals seeking to leverage their assets to access funds.

By pledging collateral, borrowers can

Unlock the value of their assets
Access funds at competitive interest rates

Enjoy flexible repayment terms Collateral loans are ideal for

Competitive interest rates and flexible terms
Efficient and streamlined application and approval processes
Personalized service and expert guidance throughout the loan cycle .
Companies requiring working capital or inventory financing

Our collateral loan solutions are designed to provide

Competitive interest rates and flexible terms
Efficient and streamlined application and approval processes
Personalized service and expert guidance throughout the loan cycle

By leveraging our collateral loan solutions, businesses and individuals can

Achieve their financial goals and objectives
Optimize their asset utilization and cash flow management
Enjoy peace of mind knowing their financial needs are met.